Emergency Roadside Services Common Coverages

Emergency Roadside Services Common Coverages

Roadside assistance is an important service to have for roadside emergencies, like when you get a flat tire. If you get a flat tire or have another breakdown while you are out driving your car and something goes wrong, a good roadside plan can help. Here are some...
Is My Car Totaled?

Is My Car Totaled?

A Closer Look at What Makes a Vehicle a Total Loss  “Is my car totaled?” is a common question asked after a severe accident. If you only have liability coverage and you total your vehicle, you had better have a lot of money saved up, because not one cent of the damage...
Car Insurance Claims Questions and Answers

Car Insurance Claims Questions and Answers

Car insurance claims and lots of questions go hand in hand. Here we have listed some of the most common car insurance claim questions with quickie answers. Get full detailed answers by clicking the question which most interests you.   Do I Have to File a Police...
How to Get OEM Parts for an Insurance Claim

How to Get OEM Parts for an Insurance Claim

If you’re in an accident and have damage that needs to be repaired or a part that needs to be replaced, you may assume that the body shop you choose will order a shiny new part straight from the manufacturer of your vehicle before making the repairs. But if you’re...
Does Car Insurance Cover Side Mirror Damage?

Does Car Insurance Cover Side Mirror Damage?

How costly it depends on how it happened Damage to a car’s side mirror is never major—assuming there’s no other destruction involved. It’s one of life’s small irritations that always seem to happen at precisely the wrong time. It’s always...
Do I Need a Police Report After a Car Accident?

Do I Need a Police Report After a Car Accident?

The average American driver has three to four accidents throughout their lifetime (according to the Association for Safe International Road Travel); if you start driving at age 16, you’re likely to have had your first accident before the age of 34. In the vast...
What are Out of Pocket Damages?

What are Out of Pocket Damages?

Out of pocket expenses are an often frustrating part of car insurance claims. Unfortunately, your monthly payment is not your only expense when it comes to car insurance. Damage to your vehicle can result in different kinds of out of pocket expenses, which is the...
Do I Need to Report a Car Accident to the DMV?

Do I Need to Report a Car Accident to the DMV?

Car accidents bring about a lot of different questions and are no fun for anyone involved. The stress put on a person at the time of an accident and soon after can be overwhelming, not to mention a financial and emotional burden. Knowing what to do and what to expect...